Friday, November 26, 2010
Wednesday, November 24, 2010
Rent to Own Tips
Even though this arrangement is often tailored for a buyer-seller type, the lease with option to buy or renting to own all work about the same. How it works is the renter agrees to lease the home for a pre-determined time usually from one to three years. There may be an up-front consideration fee. The seller allows the buyer to lock in a monthly price for the property till it is paid off.
The buyer needs to decide if they are going to stay in the area since leasing does cost more than just renting. It's a good idea to know that this property is the one desired before entering the lease-option agreement.
Buyers will need to pay an option fee which is the upfront consideration fee that makes the contract binding. Once they understand all they need to, they will need to pay it and sign the contract. At the end of the lease, buyers can choose to buy the property. This is called closing.
Timing is everything when it comes to home financing. "Market conditions are a critical factor in finding a lease-option," said Oscar Munguia, real estate broker in Simi Valley, Calif.
This type of agreement works well with those who are new to the housing market or have made a job transition. It also is positive for anyone who needs to strengthen their credit or pay off a obligations to qualify for a home purchase.
It's also advisable to get the property inspected before buying it. Have an independent professional home inspector go through the property to uncover any potential problems the home may have to make sure these will not be an obstacle to a loan. Also, be clear on who is responsible who the repairs as well.
Chris and Sarah Kane of Visalia, Calif. Bought their first home with the lease-option plan. "We found a home we really liked for $221,000 and figured we would just have to rent it," said Chris Kane. "But as we thought more about it, we knew we didn't want to spend over $2000 a month on a home with nothing to show for it."
They decided to apply the rent to the purchase of the home and after they had an agreement with the seller, they had $20,000 of equity just 12 months later, leaving their down-payment covered.
"Lease-options typically favor the buyer, but they can be complicated and dangerous to those unfamiliar with them," Munguia warned. "For this reason, they should seek counsel from a broker, and also have a real estate attorney inspect the contract to ensure their financial protection and security."
John Harris is an expert researcher and writer on real estate topics such as economics, credit improvement tips, home selling advice and home buying preparations. For more information please visit Poway Homes for Sale
Monday, November 22, 2010
2010 Oscar Nominees Are...
http://www.youtube.com/watch?v=-d5-s-9HuQo&hl=en
Sunday, November 21, 2010
Helping Children Understand Moving
Image : http://www.flickr.com
When I was 2 years old, my parents brought my little brother, older brother and I into our luxurious dining room. They told us to sit down, and then told us that we were moving far away. I don't really remember what was said, but how I felt was unforgettable like the Louis Armstrong song. My older brother was quite content that we were going to be relocating to an entirely new place. My little brother was nervous because he wasn't sure if he could bring his barbies and dolls with us. All I could remember was I was super excited, but scared and nervous that I would be leaving everything that I was used to for my entire life, including my imaginary puppy named Oscar Clifford.
Moving can be very stressful for young kids, so as a parent, you should know some tips to help make moving much easier. You should make your children aware of the move as soon as possible. It will help your children need to feel included in major events and decisions, they need time to get used to the idea of moving, and need an opportunity to vocalize their concerns and fears. Telling children you are moving in advance gives them the space they need to deal with their emotions.
When my parents told us that we were moving, my siblings and I had man questions about our current house, our new house, our belongings, and the general process of moving. This is typical of children, so if you have children they will most likely also have many questions about the moving process. According to experts, the types of questions your children ask may give you a heads up about how they are feeling are moving, whether they are happy or feel nervous. Some questions may also provide useful insight regarding good ways to get them involved in the moving process, such as suggestion that they hop on the computer to research nearby libraries, malls, or parks in the new neighborhood.
Encouraging your children's assistance during moving, regardless of how big or small their contribution may be is another pertinent way to help children cope with moving. If children feel that they are taking an active role in the moving process, they are more likely to feel in control and have a more positive attitude about the move. Your personal attitude will also have an impact on how your children feel. Children can sense what their parents are feeling. I remember feeling very nervous about our move because my father was. Paying attention to children's questions, concerns, and fears about moving lets your children know that they are important to you which can provide a strong foundation for their memories of this life changing time in their life.
Bleu Kolarghi is an expert on the moving business. She understands what it is like for families to move. She also is an accomplished Aluminum Hand Truck salesperson. Bleu Kolarghi can also help you fix your Hand Truck Wheels if they break.
Tuesday, November 16, 2010
Doing Love Scenes in Hollywood - Want to Know What They Are Like?
Image : http://www.flickr.com
You have seen them on Cinemax, HBO, you have seen them in the theaters, and you have seen them on TV... I am talking about love scenes! They can be super steamy and sexy or not well done at all. It depends not only on the director and the actors and actresses but also the lighting, sound, editing, score, etc. to make it a titillating and exciting experience for the audience.
Doing a love scene felt to me like an out-of-body experience (and not the kind that feels like pure love and joy). If I look back at doing that first love scene I literally remember it from somebody standing to the side and watching it, not from being the actress in the scene. It was a closed set (only the director and actors, and maybe the script supervisor stay on the set). Everyone was very professional. Thankfully, I have never had anyone act inappropriately while filming a love scene. The whole event was quite technical as well. Move your body here, your arm down there, now kiss. I had what is called a "patch" over my girly bits below and my co-star wore a "sock" over his boy bits. But I was naked, pretty much. To say I felt vulnerable would be an understatement.
As an actor, it is my job to bring life to a character and believability in unreal situations. That includes love scenes. If it looks real, I have done my job. I will go on record and say it is all acting. It is NOT real, even if it looks like it is.
Here is what I can recommend to actors and actresses faced with doing a love scene:
1) Keep a positive and easy-to-work with attitude;
2) Listen to your instincts, if it feels uncomfortable, let the director know;
3) If you feel like someone is being inappropriate, stop and have a discussion with the director and whoever is being inappropriate;
4) Make sure you are respected as an actress and each person is wearing the appropriate cover ups;
5) Make sure you have a robe available in between shots;
6) Be hygienic by being showered and brush your teeth;
7) Be sensitive to the other actors wishes, everyone is in a vulnerable position;
8) Use forethought and sensitivity, do not eat onions and garlic for lunch that day;
9) Keep a toiletry bag with you of items that you may need:
a. Kleenex
b. Patch (to cover your private areas) if you cover the area with something, they cannot use the take if it is shown on film, this is for your protection!
c. Mints/Gum
d. Toothbrush & toothpaste
e. Washcloth & hand towel
f. Handy wipes
g. Feminine products (women only)
h. Slippers
i. Mirror
j. First aid kit
I started acting in 1996. I have starred or co-starred in over 20 films. I discovered this about myself: I tend to read over stuff I do not really like as if I am not going to actually have to do it. I auditioned for an independent film and got a callback. I was so excited! I read the script; it was a film about a prostitute who is a murder suspect. I was offered the part. Yay me. I saw that there were love scenes in the movie but I tend to, kind-of, you know, read-them-quickly, so-maybe-they-did-not-really-exist. I like to focus on the positive aspects of things. And royally fool myself about the negative. I wanted to work as an actress so badly. I compromised doing the nudity to do the film. Had I known that it was called "soft-core porn" I probably would never have done it. I never wanted to be a "porn" star. Granted, I have never done "hard-core porn."
I was working on a particular film with an actress who was also a stripper and very beautiful. She was a friend of several other beautiful women who were porn stars. She shared with me the thoughts and expressions of her porn star friends on what soft-core porn actresses or B-actresses were thought of. They felt bad for B-actresses who did love scenes because they did not get to "enjoy fully" their experience of doing love scenes. I understand their point, from their point of view. However, I was not in it to "get off" so I was just fine not "getting off." There is no judgment; I just was not in it for that. I was in it to further my career and work as an actress. It is not right or wrong to me; it is just a different choice. To me doing love scenes was a compromise I made in order to work as an actress.
I did a couple more soft-core films as well as other types of independent films that did not have love scenes in them. Playboy produced most of the steamy films through a company called Mystique Films. I also turned down many films. I was willing to compromise doing some nudity but if I could not use any part of the film to build my reel (a compilation of segments of an actor's work used to give to casting people or to get an agent) than I would not do it. Some of these films would only have the character copulating or talking about copulating through the entire film. That is not usable for a reel. I needed at least some substance; some footage that I could actually use to further my career.
Also, actors and actresses must consider the Internet now. Sex sells. Whatever love scenes you do on film will end up on someone's site for sale as screen captures or movie clips of you naked. You could look up Sharon Stone, Natalie Portman, Angelina Jolie, or Jessica Lange and find screen shots of them naked. At least I am not in bad company!
LoriDawn Messuri
I have lived in Los Angeles for over 14 years. I have worked as an actress and on the production side for most of those years. I am currently working in development for a film project called "Flipside" with Moving Forward Productions at Sunset Gower Studios. For a list of some of my acting credits you can go to The Internet Movie Database, or IMDB, also, my book is available at: LoriDawn Designs
At Moving Forward Productions, our main purpose is to make a difference in the world. Our mission is to help others in any way possible. Recently, we volunteered our time to produce a public service announcement for Rosemary Children's Services to help kids and teens find foster or adoptive parents. Please visit our website to be a part of the change you want to see in the world! What Is The Flipside
Monday, November 15, 2010
Invitations - Housewarming and Moving Announcements Cards
Image : http://www.flickr.com
Are you going to be celebrating a new place soon? Maybe you've just bought a new house. Maybe you're moving out of your parents' home for the first time or getting your first place with a significant other. No matter what the reason for the change of address it's definitely a good reason to celebrate. You could throw an open house and invite everyone to drop by at their convenience for refreshments and a tour of your place or you could have an official housewarming party. But, regardless, you should choose to shop with the quality online housewarming stationery shoppes for your invitations house warming. They certainly have plenty to offer.
Custom Housewarming Invitations
For such a special occasion your invitations housewarming party should be unique. You can customize your invite by choosing fonts, ink color, and message. Don't you just love it when someone sends you a very carefully thought-out invitation? And the delight is the greatest when the card is an appropriately worded one. When you send your new house invitations, you must make sure your guests feel the same way! These sites offer you a modern technology called patented instant preview. This feature allows you to instantly preview how your card will look once it gets printed. In case there are any changes that you would like to make feel free to make them. Once you approve the final version of the card and are ready to place an order, and they will send you a proof of your custom verse and other changes. A free proof of your house warming invitation is created for you to review and approve before printing. Once approved the invites are printed and shipped the same day.
Photo Moving Announcements Add a Personal Touch
Personalized announcements are the most unique of their kind. You can create unique and a personalized moving announcement by adding photos of you and the new home to your house warming invitations. This not only will give the invitation a personal feel all together, but it will also help your guests in finding the right property. In addition to this it's an excellent way to show your new home to the people who won't be able to attend your party housewarming. You can choose any design from our site and add photos. Sit back and watch them create your personalized moving card.
Cutting Costs for Your Announcement Card Costs
While shopping for anything, money is the deciding factor. When you purchase invitations housewarming online, you will cut down the cost. A few offer competitive prices. By shopping with them you can save a lot of money. A few sites offer other ways to save, such as free shipping on orders over $100 and 10 FREE cards with every order. They're committed to treating each customer as if they were our only customer and "Go the Extra Mile" to make sure your invitations perfectly express your feelings.
About the Author: Sarah Porter have written about Printed Housewarming Party Invitations, Personalized Invitations Housewarming Party, Fun Housewarming Party Ideas, Unique Housewarming Invitations, Free Moving Announcements, Custom Moving Cards, Inexpensive Announcements Cards and more for CardsShoppe, Express-Invitations and Announcements-Shoppe
Tuesday, October 19, 2010
OSCAR NOMINATIONS 2010 - FULL VIDEO (HQ)
http://www.youtube.com/watch?v=GiCazPiMJYg&hl=en